Services

Bridging Loans

When you need emergency funding at short notice, whether its for cash flow purposes or to complete an asset purchase, we can provide a response from a lender and obtain funds available within 3 days. This can even be achieved whilst a more formal lending proposition becomes available but the funds are needed straight away.

Business Insurance

Running a business can be risky which is why it is best to be protected for all eventualities, as unexpected events can halt sales or cause other problems, items can be stolen and machinery can be damaged, all of these matters can be covered by insurance. Depending on your form of business, some types of insurance are a legal requirement such as public liability and or employees liability and for others may be a requirement of the lender such as buildings insurance.  At Just Business Finance we have professional relationships with local Insurance Brokers who will be able to provide insurance that best meets your needs.

Buy to Let Mortgages

Whether you are a first time landlord or a professional landlord with a portfolio of properties we have access to a range of lenders for your purchase or  refinance requirements.  With rental yields decreasing it is even more important to review your existing arrangements to ensure you have a competitive product.

Commercial Investment

Looking to purchase a business property as an investment in order to secure a rental yield, capital appreciation, or a combination of both. We can provide commercial mortgages for a variety of properties, including Industrial units, retail shops and office units. Our aim is to ensure each deal meets your borrowing requirements, including having access to lenders allow interest only payments, ad hoc capital payments, variable and fixed rate products.

Commercial Owner Occupier

Ever thought about buying your own premises to work from and you don’t know where to go, or you have approached your own bank where you have banked all your business life and they say No. Perhaps Just Business Finance can help. These days there are no requirements to transfer all your business banking facilities to the Bank or Building Society provide business borrowing facilities

We can provide business finance solutions for all types of industries and properties. We aim to find the most competitive and appropriate deal for your circumstances and encourage a regular annual review for our clients to ensure they maintain competitive borrowing rates. Hotels, pubs and restaurants, care homes, industrial units and agriculture, are just a few of the markets we advise in.

Development Finance

Whether you are wanting to purchase land and construct into either residential or commercial property we are able to source the most suitable lender for your development. We have access to specialist 100% development finance, as well as the traditional funding available by High Street Banks.

Financial Planning

As with Business Insurance, assurance may also be a lenders requirement, in the form of life assurance or business protection.  Again at Just Business Finance, we also have good relationships with Independent Financial Advisors to cover this need.

Asset Finance
Are you wanting to purchase an asset other than a property for your business, yet wishing to protect your cashflow. Whether it is equipment, machinery, tools or vehicles we are able to look to source suitable finance for your needs.